Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
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Below are special Certificate of Deposit special rates and terms from banks in Newark, New Jersey. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Newark, NJ - October 31, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Montvale Branch Office
|
5.00% | $1,000 | 10 months |
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Perth Amboy Branch
|
5.00% | $1,000 | 13 months |
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Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% |
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Perth Amboy Branch
|
4.95% | $1,000 | 7 months |
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|
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Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% |
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Perth Amboy Branch
|
4.90% | $1,000 | 4 months |
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Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% |
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Perth Amboy Branch
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4.30% | $1,000 | 19 months |
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Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% |
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Perth Amboy Branch
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4.15% | $1,000 | 25 months |
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Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% |
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Dover Branch
|
4.00% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% |
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Milltown Branch
|
4.00% | $0 | 5 months |
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Rate History: 1.00% → 5.00% → 4.75% → 4.50% → 4.00% |
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40 South Main Street Branch
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4.00% | $500 | 6 months |
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Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00% |
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Milltown Branch
|
4.00% | $500 | 7 months |
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Rate History: 4.50% → 4.00% |
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Ramsey Branch
|
3.95% | $500 | 6 months |
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Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% |
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Citibank, National Association Private Bank Branch - Short Hill |
3.75% | $0 | 4 months |
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Town Hall Branch
|
3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Bank of America, National Association Manville Main Branch |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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|
Chatham Branch
|
3.75% | $1,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75% |
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Bridgewater Branch
|
3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch |
3.64% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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Chatham Branch
|
3.55% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% |
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Citibank, National Association Private Bank Branch - Short Hill |
3.50% | $0 | 6 months |
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|
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch |
3.50% | $5,000 | 11 months |
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|
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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Edison Branch
|
3.50% | $5,000 | 12 months |
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Bridgewater Branch
|
3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association Manville Main Branch |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% |
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Milltown Branch
|
3.25% | $0 | 8 months |
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Rate History: 1.25% → 4.50% → 4.25% → 3.75% → 3.25% |
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Citibank, National Association Private Bank Branch - Short Hill |
3.25% | $0 | 9 months |
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|
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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Town Hall Branch
|
3.25% | $500 | 17 months |
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|
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Early withdrawal penalty is 180 days interest. |
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Chatham Branch
|
3.25% | $1,000 | 24 months |
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|
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Rate History: 3.50% → 3.25% |
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Citibank, National Association Private Bank Branch - Short Hill |
3.10% | $0 | 8 months |
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|
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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Bridgewater Branch
|
3.10% | $10,000 | 9 months |
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|
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Rate History: 3.75% → 3.25% → 3.10% |
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Citibank, National Association Private Bank Branch - Short Hill |
3.00% | $0 | 3 months |
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|
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Bridgewater Branch
|
3.00% | $10,000 | 12 months |
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|
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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Citibank, National Association Private Bank Branch - Short Hill |
2.90% | $0 | 5 months |
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|
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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Town Hall Branch
|
2.75% | $500 | 23 months |
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|
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Early withdrawal penalty is 180 days interest. |
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PNC Bank, National Association Pnc Bank, National Association Branch |
2.60% | $1,000 | 61 months |
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Classic Residence Branch
|
2.50% | $1,000 | 6 months |
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Bank of America, National Association Manville Main Branch |
2.50% | $10,000 | 13 months |
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|
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association Pnc Bank, National Association Branch |
2.40% | $1,000 | 37 months |
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PNC Bank, National Association Pnc Bank, National Association Branch |
2.20% | $1,000 | 25 months |
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|
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PNC Bank, National Association Pnc Bank, National Association Branch |
2.00% | $1,000 | 13 months |
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|
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Classic Residence Branch
|
2.00% | $150,000 | 17 months |
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|
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Bank of America, National Association Manville Main Branch |
2.00% | $10,000 | 25 months |
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|
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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|
Ramsey Branch
|
1.45% | $500 | 12 months |
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|
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Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% |
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JPMorgan Chase Bank, National Association Wharton Branch |
0.75% | $100,000 | 6 months |
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|
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Ramsey Branch
|
0.45% | $500 | 18 months |
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|
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Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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